Have you ever scrolled through social media and felt an irresistible urge to buy that trendy new gadget? Or maybe that delicious street food vendor caught your eye, and before you knew it, you were happily munching away, even though
Are you living paycheck-to-paycheck? Possibly drowning in a never-ending cycle of debt? Would you get by for a month or two if you lost your job? Or, if you had an unplanned and pressing expenditure, are digital loans or borrowing
Chances are, you have used a notebook, a journal, or a spreadsheet for personal and work purposes. Does it help you stay on top of your appointments, assignments, and other planned activities? Probably yes. That’s why I recommend using a
We are officially into the holiday season. The ever-rising inflation might be eroding the value of our money. It doesn't mean we can't have a good time over the holidays, right? In the spirit of holiday giving, here are a
Everyone wants to have control of their finances. To do so, you first need a budget. Budgeting ensures that you don't end up in debt because of living beyond your means. A budget will help you handle your finances well by
There are two main expense categories, discretionary vs non-discretionary. Some expenses are necessary while others are not. To differentiate between discretionary vs non-discretionary expenses, you need to distinguish between a want and a need. A need is a necessity while a want
There are different types of personal finance budgets you can incorporate into your financial planning. One thing I have come to appreciate in my personal finance journey and curating content around it is how the need for personalized take in financial
Remember when we talked about what to do if a budget isn’t working for you? If you are still struggling, here’s a method that will help improve your saving and investment habits; paying yourself first! And it’s not just a method