Personal finance planning involves risk management. That means having insurance covers to cushion you from various risks. There is a wide range of insurance policies in the market, but you do not necessarily need every cover. While you might not need
Have you thought about getting a life insurance policy? Why did you think about it in the first place? What risk were you trying to manage? Did you just contact an insurance agent and purchase a policy, or did you
Term life vs. endowment plans, which of these life insurance policies is best for you? Well, think about your financial goal. What do you want – after-death benefits or both life cover and benefits of investment? When buying a life policy,
In my last article, I talked about the difference between a life insurance plan and a retirement plan, thanks to a horrific experience I saw on social media. Now that you know where each of these applies, cushioning your beneficiaries
Updated 17/01/2024 Are you covered against possible risks in 2024? Insurance premiums might seem expensive at first but provide significant relief when the insured losses occur. It also gives you peace of mind knowing your family is financially covered or your