I have started using one of my accounts as a sinking fund savings vehicle. Why? Because I am terrible at money. Sometimes, not all the time. Yes, I set money aside for my pension and emergency funds. Some of my money
We pile praises for Saccos and how they have helped advance financial security for many. And they have. Saccos are an excellent saving and investing vehicle. Most importantly, Saccos are not biased toward the ‘unemployed’ when accessing credit. Still, one can
Let’s talk about gifts, more so, the type of personal finance gifts you can give your loved ones to help them through their personal finance journey.I know it is August and the holiday season is a few months down the
Have you tried entrepreneurship or building a side hustle, but none seem like your cup of tea? Entrepreneurship is not for everyone, nor can everyone have a side hustle. Both demand a lot of added responsibility and time. This usually comes
How many savings accounts are one too many? Can you even keep multiple savings accounts? Saving your hard-earned money is a prudent strategy for building wealth and attaining a secure financial future. A robust savings challenge offers you a variety of
Last updated 01/03/2024 We are officially in March, the month we celebrate International Women’s Day (IWD) on 08 March. In 2023, the theme was all about breaking the bias, and this year’s theme is to inspire inclusion. Imagine a world without
Dividend and interest earnings from the previous year’s savings and investments have started to come in. It could be from your Sacco savings and investments or dividend payments from unit trusts, or shares you own in a particular company. Here’s a
Valentine's Day is around the corner. Do you have a budget for it, or are you waiting to wing it? The day has evolved from honoring Saint Valentine, a Catholic clergyman, to a romantic holiday with a billion-dollar spending rate
It is never too late to start investing. However, there are instances when investing should not be on your radar, especially when you are drowning in debt. This begs the question of whether you should invest or pay off debt.
Everyone wants to have control of their finances. To do so, you first need a budget. Budgeting ensures that you don't end up in debt because of living beyond your means. A budget will help you handle your finances well by