Everyone wants to have control of their finances. To do so, you first need a budget. Budgeting ensures that you don't end up in debt because of living beyond your means. A budget will help you handle your finances well by
One minute you’re scrolling through your social media profiles in the comfort of your home, and the next, your notifications are blowing. A group of friends are taking an abrupt getaway because there’s a need for some excitement. And what
There are two main expense categories, discretionary vs non-discretionary. Some expenses are necessary while others are not. To differentiate between discretionary vs non-discretionary expenses, you need to distinguish between a want and a need. A need is a necessity while a want
There are different types of personal finance budgets you can incorporate into your financial planning. One thing I have come to appreciate in my personal finance journey and curating content around it is how the need for personalized take in financial
Remember when we talked about what to do if a budget isn’t working for you? If you are still struggling, here’s a method that will help improve your saving and investment habits; paying yourself first! And it’s not just a method
In the past few weeks, I have been struggling with what to do if a budget is not working for you? Why? Because after months of budgeting and expenditure tracking, I have realized that this is not working for me. Unfortunately,
If you are looking to keep your personal finances on track, budgeting must be a top priority. It is never easy to create and maintain an updated budget. Well, it is easier when you earn a regular source of income.
Last updated 24/08/2024 Did you know that close to 48% of Kenyan consumers face considerable financial stress? That’s according to Old Mutual’s financial services monitor 2024. While this doesn’t point specifically to emergency savings, it’s still an alarming statistic just how
Last updated 13/08/2024 Have you lost your job? Most of the time, it is very unexpected and catches us unawares. But the world around you keeps on moving. What about you? What do you do? First and foremost, I am very sorry
Last updated on 12/08/2024Have you ever tried to create a budget? It’s not always easy, is it? Many people find the process tedious and overwhelming, often giving up before they even start. But what if there was a way to