One minute you’re scrolling through your social media profiles in the comfort of your home, and the next, your notifications are blowing. A group of friends are taking an abrupt getaway because there’s a need for some excitement. And what
There are two main expense categories, discretionary vs non-discretionary. Some expenses are necessary while others are not. To differentiate between discretionary vs non-discretionary expenses, you need to distinguish between a want and a need. A need is a necessity while a want
There are different types of personal finance budgets you can incorporate into your financial planning. One thing I have come to appreciate in my personal finance journey and curating content around it is how the need for personalized take in financial
At the start of 2021, I gave myself a money-saving challenge. Instead of doing the popular 52-week money-saving challenge, I decided to quit some habits and see how much I would raise. The idea was to continue with my regular
[vc_row][vc_column][vc_column_text css=""]es, there are instances where being told when not to invest is pretty solid advice. While investing is the best way to create wealth, it is not always the best start in some instances. Regardless of how many articles you
Are you moving in together with your partner? Or did you just start moving your wardrobe items one by one, and by the time you realized you were living together? Whatever the case, have you had the money talk yet? Relationships
Is social media getting in the way of your financial success? There is no denying that social media has become an essential part of our lives, whether it is keeping in touch with your loved ones, looking for your next
Have you heard of Black Tax? Have you gone through it? For starters, Black Tax refers to money Black and people of color pay to support their immediate and extended families. For instance, you could be paying for your sibling’s education,
Fintech has brought with it a wave of change in the financial industry, including digital lenders. These are lenders who give borrowers access to quick funds through mobile applications and digital lending platforms. As regulators try to catch up with technology,
Remember when we talked about what to do if a budget isn’t working for you? If you are still struggling, here’s a method that will help improve your saving and investment habits; paying yourself first! And it’s not just a method