Personal finance planning involves risk management. That means having insurance covers to cushion you from various risks. There is a wide range of insurance policies in the market, but you do not necessarily need every cover. While you might not need
Have you thought about getting a life insurance policy? Why did you think about it in the first place? What risk were you trying to manage? Did you just contact an insurance agent and purchase a policy, or did you
Term life vs. endowment plans, which of these life insurance policies is best for you? Well, think about your financial goal. What do you want – after-death benefits or both life cover and benefits of investment? When buying a life policy,
In my last article, I talked about the difference between a life insurance plan and a retirement plan, thanks to a horrific experience I saw on social media. Now that you know where each of these applies, cushioning your beneficiaries