The holidays are upon us, and with them comes the inevitable gift-giving frenzy. This year, ditch the predictable socks and sweaters and opt for something that truly empowers your loved ones (or yourself!). I am talking about financial planning tools.
When thinking or preparing for retirement, one of the top concerns is whether whatever retirement income you have will be enough. This is where preparing a retirement budget comes in handy. A retirement budget outlines the income you'll receive during retirement
Are you living paycheck-to-paycheck? Possibly drowning in a never-ending cycle of debt? Would you get by for a month or two if you lost your job? Or, if you had an unplanned and pressing expenditure, are digital loans or borrowing
The New Year is still young and holds many promises, like fulfilling your new resolutions. Or have you given up already, like yours truly and my ever-renewed resolution to hit the gym? While I may have given up on the
Chances are, you have used a notebook, a journal, or a spreadsheet for personal and work purposes. Does it help you stay on top of your appointments, assignments, and other planned activities? Probably yes. That’s why I recommend using a
When we talk about budgeting, does your budget include your future goals? Although many of us have budgets, you will find that your budget is more centered on the current needs. Since we are planning for the new year, it
I have been accused severally of overthinking, especially when it comes to significant financial plans. From starting a project or a business to making major purchases. My brain spirals out of control as I try to make everything look and
Everyone wants to have control of their finances. To do so, you first need a budget. Budgeting ensures that you don't end up in debt because of living beyond your means. A budget will help you handle your finances well by
There are two main expense categories, discretionary vs non-discretionary. Some expenses are necessary while others are not. To differentiate between discretionary vs non-discretionary expenses, you need to distinguish between a want and a need. A need is a necessity while a want
There are different types of personal finance budgets you can incorporate into your financial planning. One thing I have come to appreciate in my personal finance journey and curating content around it is how the need for personalized take in financial