I remember back when, as a child, the holiday season was kind of the highlight of the year. A new princess dress, a new pair of shoes, some gifts here and there, and the shopping spree excitement. Things have changed
The holidays are upon us, and with them comes the inevitable gift-giving frenzy. This year, ditch the predictable socks and sweaters and opt for something that truly empowers your loved ones (or yourself!). I am talking about financial planning tools.
Do you know a startup budget is as important as a business plan? Many a time, small business entrepreneurs have very aggressive growth strategies with the hope of making a big impact but on limited finances. Now, imagine hacking this without
When thinking or preparing for retirement, one of the top concerns is whether whatever retirement income you have will be enough. This is where preparing a retirement budget comes in handy. A retirement budget outlines the income you'll receive during retirement
Do you have a payday routine? You know, a set of tasks or activities you indulge in before or when your monthly pay kicks in?Now that it’s the end of the month, many of you are receiving or have already
Are you living paycheck-to-paycheck? Possibly drowning in a never-ending cycle of debt? Would you get by for a month or two if you lost your job? Or, if you had an unplanned and pressing expenditure, are digital loans or borrowing
The New Year is still young and holds many promises, like fulfilling your new resolutions. Or have you given up already, like yours truly and my ever-renewed resolution to hit the gym? While I may have given up on the
Chances are, you have used a notebook, a journal, or a spreadsheet for personal and work purposes. Does it help you stay on top of your appointments, assignments, and other planned activities? Probably yes. That’s why I recommend using a
When we talk about budgeting, does your budget include your future goals? Although many of us have budgets, you will find that your budget is more centered on the current needs. Since we are planning for the new year, it
I have been accused severally of overthinking, especially when it comes to significant financial plans. From starting a project or a business to making major purchases. My brain spirals out of control as I try to make everything look and